How to pay the fee in EMI?

Yes. You can pay for your EngVarta plan in monthly instalments (EMI) with a credit card. EMI is offered through our payment partner Razorpay on credit cards from most major Indian banks, usually for 3 to 24 months.

How do I pay in EMI?

1. Open the EngVarta app and choose your plan.
2. Continue to payment.
3. On the payment screen, select EMI.
4. Select your credit card's bank and choose how many months you want to pay over. You'll see the monthly amount before you pay.
5. Enter your credit card details and complete the payment.

Your plan is activated once the payment is successful. Your bank then converts the amount into monthly EMIs on your credit card.

Which banks offer EMI?

Credit cards from HDFC Bank, ICICI Bank, SBI Card, Axis Bank, Kotak Mahindra Bank, IDFC FIRST Bank, IndusInd Bank, Yes Bank, Bank of Baroda, Federal Bank, AU Small Finance Bank, HSBC, Standard Chartered, RBL Bank, American Express and OneCard. The payment screen always shows the current list and the tenures available for your card.

Is there a minimum amount for EMI?

Yes. Each bank sets its own minimum, for example ₹1,000 for HDFC Bank, ₹1,500 for ICICI Bank and ₹2,500 for SBI Card. If you don't see EMI for your card, the plan amount is probably below your bank's minimum.

Is there interest or a processing fee?

Your bank charges its usual EMI interest for the number of months you choose, and some banks also add a one-time processing fee. Both are set by your bank, not by EngVarta, and the payment screen shows the monthly amount before you confirm.

Good to know

• EMI is available for payments in Indian rupees with Indian credit cards.
• Paying in EMI doesn't change your plan. You get the same sessions and validity as when you pay in full.
• For other ways to pay, see How can I pay? What are the payment methods?

Last reviewed: October 2026